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Physician Fee Schedule Faces Cuts in CY25Overall Medicare payments to physicians and clinicians would be cut by a proposal to decrease average base payment rates by 2.93% from calendar year 2024 under a proposed rule released on June 10 by the Biden administration.In the proposed 2025 Medicare Physi

Four changes have been made to the employer reporting requirements under the Affordable Care Act (ACA) for 2025.[1] These changes aim to simplify the reporting processes for employers. Form 1095 Distribution – Effective for the 2024 reporting year, employers are no longer required to distribute Form

Without a decisive legal pronouncement by the federal government permitting employers to institute a vaccine mandate, employers should continue exercising caution to avoid potential legal pitfalls when devising a vaccine policy and potential mandate by allowing for legal exceptions and anticipating

Jason M. Murray practices in the area of franchise and distribution law and provides counsel and assistance with creating, managing, licensing, protecting, and enforcing franchised business relationships, product distribution systems, and dealership networks. His franchise and distribution law pract

Update: On January 13, 2026, Governor Hochul outlined a number of AI-related initiatives and other data protection measures in her State of the State address. The Governor highlighted previous efforts, including "multiple first-in-the-nation laws to keep kids safe on social media, regulate fron

UPCOMING EVENTSApril 27 Thinkers Lunch featuring Carter Wrenn and Gary Pearce / Insights and Observations on the State's Current Political LandscapeMay 6 North Carolina Chamber Government Affairs ReceptionMay 14 The Carolina Journal Poll – May Presentation (Dinner)May 18 Thinkers Lunch: A Look a

Summary: AI has transformed wire‑fraud schemes into highly sophisticated, nearly undetectable attacks. Attackers now mimic writing styles, documents, and verification steps with precision. Speed is critical for recovering funds; best practices include coordination with banks, law enforcement, a

Update: On January 13, 2026, Governor Hochul outlined a number of AI-related initiatives and other data protection measures in her State of the State address. The Governor highlighted previous efforts, including "multiple first-in-the-nation laws to keep kids safe on social media, regulate fron

The Inflation Reduction Act of 2022 (IRA) signifies a turning point in domestic efforts to tackle climate change. Within the multibillion-dollar package are robust investments in climate mitigation initiatives, such as production tax credits, investment tax credits for battery and solar cell manufac

There is a particular moment in the life of almost every business when someone asks: “Do we really need to get the lawyers involved?”Sometimes the answer is no.You probably do not need corporate counsel reviewing every purchase order or sitting in every management meeting. Most corporate lawyers do

This is part of a series from Nelson Mullins' AI Task Force. We will continue to provide additional insight on both domestic and international matters across various industries spanning both the public and private sectors.On Oct. 30, 2023, President Biden issued an Executive Order on the Safe, S

Last week, the EEOC released updated guidance on how employers should manage employees’ religious objections to COVID-19 vaccine requirements. In light of this update, employers should take careful note to revise their existing policies and approaches to handling employees’ religious objections to v

The COVID-19 related stimulus bill (Coronavirus Aid, Relief, and Economic Security Act or CARES Act) provides relief to the banking industry directly. The CARES Act authorizes guarantees of bank-issued debt and noninterest-bearing transaction deposits, changes the community bank leverage ratio from

The Alternative Reference Rates Committee (“ARRC”) released its recommended LIBOR fallback language for floating rate notes, syndicated and bilateral business loans, and securitizations that reference LIBOR.[1] The ARRC’s recommended fallback language seeks to minimize the risk of significant market

Stablecoins are rapidly reshaping the financial landscape both in the U.S. and internationally. As adoption accelerates, so does the urgency to clarify the legal and regulatory frameworks governing stablecoin activity. Recent legislative and regulatory developments, including the GENIUS Act, signal

This week the U.S. Small Business Administration (SBA) released updated Paycheck Protection Program (PPP) interim final rules which incorporate new requirements imposed by the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (the “Economic Aid Act” or “EAA”). In addition to modi

The “Families First Coronavirus Response Act” (HR 6201), (the “Act”) signed into law by President Trump on March 18, 2020, mandates paid emergency sick leave and paid emergency family leave for certain employees affected by the COVID-19 coronavirus (the “Paid Leave Mandate”). The Act also provides d

The Coronavirus Aid, Relief, and Economic Security Act, or the CARES Act, provides some financial help to businesses across the United States. For small businesses (generally enterprises with 500 or fewer employees), the Act provides loans that may be forgiven under the Paycheck Protection Program,

In response to the COVID-19 outbreak, many states have issued executive orders requiring citizens to stay home and shuttering non-essential businesses. (Check out Nelson Mullins’ prior coverage of these orders here.) While roughly 25 states have issued so-called Stay Home Stay Safe or Shelter-in-Pla

By: Craig Nazzaro, Neil Grayson and Brad RustinOn March 29, 2021, the primary federal bank regulators (the Federal Reserve, CFPB, the FDIC, the NCUA, and the OCC) issued a request for information to gain input on the growing use of Artificial Intelligence (“AI”) by financial institutions. Recogniz

The Department of Education announced the application and disbursement process for the Governor’s Emergency Education Relief (“GEER”) Fund on April 14, allocating nearly $3 billion in emergency education block grants to governors across the nation. The GEER Fund is one of three accounts that compris

The Consumer Financial Protection Bureau (“Bureau” or “CFPB”) Taskforce on Federal Consumer Financial Law (“Taskforce”) released a two-volume report, on January 5, 2021, providing an examination of the existing legal and regulatory environment facing consumers and financial services providers. Withi

Conditions have certainly changed since we last evaluated the choice between starting a “new” bank with a de novo charter versus purchasing an existing bank to implement the “new” bank’s business plan. When we wrote our first Build or Buy article in the fall of 2019, the economy was still riding a s

Paycheck Protection Program Loan Forgiveness ApplicationThe SBA’s form Loan Forgiveness Application was released Friday, May 15, 2020. As was the case with the PPP application, each lender may use their own version of the application, including via online application. Remember that under the terms

The COVID-19 related stimulus bill (Coronavirus Aid, Relief, and Economic Security Act or CARES Act) provides relief to the banking industry directly. The CARES Act authorizes guarantees of bank-issued debt and noninterest-bearing transaction deposits, changes the community bank leverage ratio from

The Federal Reserve, SBA, and FDIC have taken action to combat the negative economic effects of Coronavirus (COVID-19). Below is a summary of the measures the Federal Reserve, SBA and FDIC have adopted.Federal ReserveOn Monday, March 23rd the Federal Reserve announced extensive new measures across t

BLUE CROSS DEREGULATION BILL ADVANCESThe General Assembly passed a bill on Tuesday with strong, bipartisan support that would grant the state's largest insurer new freedom to acquire other businesses without requesting permission from state regulators.Blue Cross Blue Shield of North Carolina say

Millions of businesses received hundreds of billions in forgivable loans under the Coronavirus Aid, Relief, and Economic Security Act (the CARES Act) and the Paycheck Protection Program (PPP). These forgivable loans allow businesses to make payroll and pay certain other operating expenses during the

On Friday, April 3, 2020, eligible lenders began accepting applications for loans under the $349 billion Paycheck Protection Program, the cornerstone lending program under the Coronavirus Aid, Relief, and Economic Security Act, or the CARES Act, the $2.2 trillion stimulus package signed into law on

WFH (“working-from-home”)? It’s the new normal. We know the coronavirus pandemic is temporary, but in a few months, when the work-at-home-quarantine is no more than a bad memory, we also may be forced to engage in damage control to address serious and unintended consequences of the access given empl

2022 marks 40 years since Vincent Chin’s brutal murder.[1] The legal injustice that ensued from Chin’s death compelled the Asian American community into action and served as the impetus for Asian American activism. The FactsIn the 1980s, anti-Asian rhetoric was on the rise due in large part to the d

The Inflation Reduction Act of 2022 (IRA) signifies a turning point in domestic efforts to tackle climate change. Within the multibillion-dollar package are robust investments in climate mitigation initiatives, such as production tax credits, investment tax credits for battery and solar cell manufac

In his famous 2018 speech, William Hinman, Digital Asset Transactions: When Howey Met Gary (Plastic) (1), the Director of the U.S. Securities and Exchange Commission (“SEC”), asked: "Can a digital asset that was originally offered in a securities offering ever be later sold in a manner that doe

New data published by the Centers for Disease Control and Prevention (“CDC”) indicates that the divide between rural and urban areas in COVID-19 primary vaccination coverage has more than doubled in under a year. In April 2021, urban areas had 46% primary vaccination coverage among people aged 5 yea

In a case watched by companies that offered and sold digital assets1 Federal District Court Judge Paul Barbadoro recently granted summary judgment for the Securities and Exchange Commission (“SEC”) against LBRY, Inc.2 This case is seen by some as a canary in the coalmine in that the decision support

The popularity of cryptocurrency exploded in 2021 and consumer interest continues to grow. One prospect of particular interest for investors is the use of cryptocurrency in the gaming industry, and for sports betting in particular.1 State legislators, regulators, and gaming operators are thus far ta

Cash was king. If there was any moment for the gaming world to make a definitive shift of transaction paradigms, the last two years’ rapid transition into a cashless and touch-free world may be it. The pandemic forced even the staunchest luddites to learn how to operate QR codes and adopt alternativ

On February 6, 2023, New Jersey’s Governor Phil Murphy signed the Temporary Laborers’ Bill of Rights into law, which will impact over 127,000 temporary workers in the state as well as their employers. Most provisions of this law take effect on August 5th, while the notice and anti-retaliation provi

Like Zeus unleashing the Kraken in Clash of the Titans,1 the U.S. Securities and Exchange Commission (SEC) has unleashed the Kraken (not the digital asset company) to unleash havoc on Genesis Global Capital LLC (Genesis) and Gemini Trust Company LLC (Gemini). The monster unleashed by the SEC is the

The Inflation Reduction Act of 2022 (“IRA”) signifies a turning point in domestic efforts to tackle climate change. Within the multibillion-dollar package are robust investments in climate mitigation initiatives, such as production tax credits, investment tax credits for battery and solar cell manuf

GOVERNOR SIGNS MEDICAID EXPANSION INTO LAWOn Monday afternoon, Governor Roy Cooper signed into law the legislation expanding Medicaid. When this law is finally put into effect, Cooper predicted that it would become “the working families bill of the decade.” With the bill's passage, according to

NOTE: Both the North Carolina House and Senate are scheduled to be on break during the week of July 3; therefore, the Old North State Report and bill tracking charts will not be transmitted on Friday, July 7. Publication will resume on Friday, July 14.NORTH CAROLINA’S BUDGET STILL A WORK IN PROGRESS

As we turn to a new year, my wife and I like to reminisce about our best days and milestones of the prior year (for 2023, it was a huge celebration with our best friends for my wife’s birthday, an epic bike ride with our kids on a beautiful day in Kiawah, and seeing “the Boss” in concert in Greensbo

UPCOMING EVENTSMarch 31, 2025IIANC Thinkers Lunch: What Do Voters Want?April 1, 2025Wake County Bar Association April Luncheon – RaleighApril 8, 2025NC Chamber Spring Member Roundtable - RaleighApril 14, 2025Raleigh Chamber Business After Hours - RaleighNOTE: We could sponsor a future Business Afte

The SBA released a supplemental interim final rule today to provide further guidance for individuals applying to the Paycheck Protection Program (PPP), the cornerstone small business lending program under the Coronavirus Aid, Relief, and Economic Security Act, or the CARES Act. You can read our prev

The COVID-19 pandemic has wreaked havoc on industries across the globe. Emergency and shelter-in-place orders designed to slow or stop its spread have disrupted peoples’ lives and livelihoods. Non-essential businesses across the country have been forced to close. These restrictions have impacted eve

GAMBLING PROPOSAL DEBATEDIf a proposal to dramatically increase gambling in North Carolina is to become law this year, it must be included in the new state budget that lawmakers hope to pass next week, said Senate leader Phil Berger (R-Rockingham) on Thursday.However, House Speaker Tim Moore (R-Clev

After years of negotiations and pressure by stakeholders, the Massachusetts House and Senate recently passed House Bill 5164 (H.5164) which would legalize sports betting in the Commonwealth. Instead of crossing state lines to place bets in Rhode Island or Connecticut, Massachusetts residents are on

UPCOMING EVENTSMay 13, 2025NC Chamber Business Summit on Mental HealthMay 16, 2025NC Leadership ConferenceJune 5, 2025Triangle Business Journal 2025 State of Health Care in the TriangleJuly 16-July 28, 2025North Carolina Healthcare Association Summer MeetingLEGISLATIVE NEWSCROSSOVER DEADLINEState la

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