Joe Howard
Partner
Suite 1600
Baltimore, MD 21201
Joe focuses his practice working with public and private financial institutions as well as non-bank financial services companies on all aspects of their business as a member of Nelson Mullins' Financial Regulatory and Corporate team. He has extensive experience advising clients in the areas of corporate finance, secondary market transactions, compliance, corporate governance, commercial lending, and mortgage lending....
Joe focuses his practice working with public and private financial institutions as well as non-bank financial services companies on all aspects of their business as a member of Nelson Mullins' Financial Regulatory and Corporate team. He has extensive experience advising clients in the areas of corporate finance, secondary market transactions, compliance, corporate governance, commercial lending, and mortgage lending. Prior to joining Nelson Mullins, Joe served as Executive Vice President, General Counsel and Chief Human Resources Officer for a publicly traded Maryland bank before its acquisition in February of 2022. With his business background, Joe is uniquely qualified to craft legal solutions with an understanding of his clients’ business goals and routinely serves as outside general counsel to clients involved with financial services.
Prior to joining Nelson Mullins, Joe served as Executive Vice President, General Counsel and Chief Human Resources Officer for a publicly traded Maryland bank before its acquisition in February of 2022. With his business background, Joe is uniquely qualified to craft legal solutions with an understanding of his clients’ business goals and routinely serves as outside general counsel to clients involved with financial services.
Experience
Representative Experience
- Represent publicly traded bank holding companies and board of directors in capital markets and mergers & acquisitions.
- Advise management and directors in regulatory matters including consent orders, Memorandums of Understanding and part 30 plans.
- Received Non-objection from federal regulatory bodies for oversight of board of directors and management remediation plans.
- Regularly represents clients in secondary market transactions, securitizations and loan portfolios sales with nine figure transaction values.
- Experienced FINRA arbitration litigator for multi-million-dollar Merger and Acquisition disputes with successful outcomes.
- Managing defense counsel with oversight of $100+ million in alleged damages related to secondary market transactions in Virginia, New York, Minnesota, California, Texas, Utah and Maryland.
- Represents private equity and issuers in bank and bank holding company bankruptcy recapitalization financing transactions.
- Member of 5-person executive management team responsible for resolving significant legacy bank regulatory orders including FDIC Cease and Desist and MOE.
Previous Work Experience
- EVP, General Counsel (2020-2022)
- SVP, General Counsel (2018-2020)
- SVP, General Counsel (2007-2018)
- Law Clerk to the Honorable Lynn K. Stewart, Circuit Court of Baltimore City (2006 -2007)
Education
- University of Baltimore School of Law, JD, cum laude (2006)
- University of Maryland, BA, Political Science and Government (2003)
Admissions
- Maryland
Clerkships
- Law Clerk to the Honorable Lynn K. Stewart, Circuit Court for Baltimore City
Practice Areas
Industries
Representative Experience
- Represent publicly traded bank holding companies and board of directors in capital markets and mergers & acquisitions.
- Advise management and directors in regulatory matters including consent orders, Memorandums of Understanding and part 30 plans.
- Received Non-objection from federal regulatory bodies for oversight of board of directors and management remediation plans.
- Regularly represents clients in secondary market transactions, securitizations and loan portfolios sales with nine figure transaction values.
- Experienced FINRA arbitration litigator for multi-million-dollar Merger and Acquisition disputes with successful outcomes.
- Managing defense counsel with oversight of $100+ million in alleged damages related to secondary market transactions in Virginia, New York, Minnesota, California, Texas, Utah and Maryland.
- Represents private equity and issuers in bank and bank holding company bankruptcy recapitalization financing transactions.
- Member of 5-person executive management team responsible for resolving significant legacy bank regulatory orders including FDIC Cease and Desist and MOE.
Previous Work Experience
- EVP, General Counsel (2020-2022)
- SVP, General Counsel (2018-2020)
- SVP, General Counsel (2007-2018)
- Law Clerk to the Honorable Lynn K. Stewart, Circuit Court of Baltimore City (2006 -2007)
Media
Professional Activities
- Member, Maryland Bar Association
- Past Board Member, Association of Corporate Counsel, Baltimore Chapter 2007-2022
Community
- Board of Trustees member for Hunt’s Church in Towson, Maryland
Joe focuses his practice working with public and private financial institutions as well as non-bank financial services companies on all aspects of their business as a member of Nelson Mullins' Financial Regulatory and Corporate team. He has extensive experience advising clients in the areas of corporate finance, secondary market transactions, compliance, corporate governance, commercial lending, and mortgage lending.... Prior to joining Nelson Mullins, Joe served as Executive Vice President, General Counsel and Chief Human Resources Officer for a publicly traded Maryland bank before its acquisition in February of 2022. With his business background, Joe is uniquely qualified to craft legal solutions with an understanding of his clients’ business goals and routinely serves as outside general counsel to clients involved with financial services.
Experience
The following is a selected sampling of matters and is provided for informational purposes only. Past success does not indicate the likelihood of success in any future matter.Representative Experience
- Represent publicly traded bank holding companies and board of directors in capital markets and mergers & acquisitions.
- Advise management and directors in regulatory matters including consent orders, Memorandums of Understanding and part 30 plans.
- Received Non-objection from federal regulatory bodies for oversight of board of directors and management remediation plans.
- Regularly represents clients in secondary market transactions, securitizations and loan portfolios sales with nine figure transaction values.
- Experienced FINRA arbitration litigator for multi-million-dollar Merger and Acquisition disputes with successful outcomes.
- Managing defense counsel with oversight of $100+ million in alleged damages related to secondary market transactions in Virginia, New York, Minnesota, California, Texas, Utah and Maryland.
- Represents private equity and issuers in bank and bank holding company bankruptcy recapitalization financing transactions.
- Member of 5-person executive management team responsible for resolving significant legacy bank regulatory orders including FDIC Cease and Desist and MOE.
Previous Work Experience
- EVP, General Counsel (2020-2022)
- SVP, General Counsel (2018-2020)
- SVP, General Counsel (2007-2018)
- Law Clerk to the Honorable Lynn K. Stewart, Circuit Court of Baltimore City (2006 -2007)
Education
- University of Baltimore School of Law, JD, cum laude (2006)
- University of Maryland, BA, Political Science and Government (2003)
Admissions
- Maryland
Clerkships
- Law Clerk to the Honorable Lynn K. Stewart, Circuit Court for Baltimore City
Practice Areas
- Financial Institutions Corporate & Regulatory
- Corporate & Securities
- Corporate Governance
- General Counsel Services
- Mergers & Acquisitions
Industries
- Member, Maryland Bar Association
- Past Board Member, Association of Corporate Counsel, Baltimore Chapter 2007-2022
- Board of Trustees member for Hunt’s Church in Towson, Maryland
Highlights from the Firm’s Insights
