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Frank P. Terzo

Frank P. Terzo

Counsel

100 S.E. 3rd Avenue
Suite 2700
Fort Lauderdale, FL 33394
T 954.745.5231
F 954.761.8135
frank.terzo@nelsonmullins.com
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Frank’s practice is devoted to a wide range of insolvency matters, including representation of corporate and consumer clients in complex workouts, bankruptcies, assignment for the benefit of creditors and receiverships. He has also represented creditor's committees and Chapter 11 and 7 trustees. Additionally, his practice encompasses both the prosecution and defense of all...

Frank’s practice is devoted to a wide range of insolvency matters, including representation of corporate and consumer clients in complex workouts, bankruptcies, assignment for the benefit of creditors and receiverships. He has also represented creditor's committees and Chapter 11 and 7 trustees. Additionally, his practice encompasses both the prosecution and defense of all forms of complex bankruptcy litigation, including preference, fraudulent transfers, and contested personal injury claim matters.

Over the last several years, Frank represented a significant bank syndication that had a secured claim against one of the largest Florida-based HMOs. The parent company operated Medicare Advantage HMOs and PFFSs in Florida, Texas, and Nevada. The company generated over a billion dollars in revenue. His representation of the bank group produced a significant recovery, and funds are still being recovered through various sources including state receivers and a liquidating trustee in bankruptcy court.

Prior to practicing law, he spent 18 years in the healthcare industry, successfully starting up, managing, and operating various public companies involved in home health care and physician group practices. His experience in healthcare businesses has provided numerous opportunities to represent trustees and committees in hospitals, skilled and assisted living nursing homes, diagnostic centers, and group practice, as well as appointments as Patient Care Ombudsman for determining quality of care in skilled nursing homes (SNF’s) for bankruptcy courts. 

Recently, prompted by inquiries from numerous healthcare lawyers, Frank became a Supreme Court of Florida Certified Circuit Court Mediator allowing him to perform circuit court mediation in all 20 judicial circuits in the State of Florida as well as non-court appointed arbitration proceedings.  Such certification though not required allows Frank improved access to Federal Bankruptcy and District Courts throughout the country that need healthcare expertise for mediation and arbitration purposes.

Frank P. Terzo

forms of complex bankruptcy litigation, including preference, fraudulent transfers, and contested personal injury claim matters.

Over the last several years, Frank represented a significant bank syndication that had a secured claim against one of the largest Florida-based HMOs. The parent company operated Medicare Advantage HMOs and PFFSs in Florida, Texas, and Nevada. The company generated over a billion dollars in revenue. His representation of the bank group produced a significant recovery, and funds are still being recovered through various sources including state receivers and a liquidating trustee in bankruptcy court.

Prior to practicing law, he spent 18 years in the healthcare industry, successfully starting up, managing, and operating various public companies involved in home health care and physician group practices. His experience in healthcare businesses has provided numerous opportunities to represent trustees and committees in hospitals, skilled and assisted living nursing homes, diagnostic centers, and group practice, as well as appointments as Patient Care Ombudsman for determining quality of care in skilled nursing homes (SNF’s) for bankruptcy courts. 

Recently, prompted by inquiries from numerous healthcare lawyers, Frank became a Supreme Court of Florida Certified Circuit Court Mediator allowing him to perform circuit court mediation in all 20 judicial circuits in the State of Florida as well as non-court appointed arbitration proceedings.  Such certification though not required allows Frank improved access to Federal Bankruptcy and District Courts throughout the country that need healthcare expertise for mediation and arbitration purposes.

Experience

The following is a selected sampling of matters and is provided for informational purposes only. Past success does not indicate the likelihood of success in any future matter.

Representative Matters 

  • Counsel to Creditors Committee in a critical access hospital in the panhandle of Florida that engaged outside management to defraud third party health insurers of over $200 million dollars through a clinical laboratory scheme
  • Counsel to Creditors Committee of a medium–sized nonprofit community hospital located in Miami–Dade County
  • Counsel to a 300–physician member independent physician association (IPA) involved in litigation with local Miami–Dade County health maintenance organization
  • Representation of same IPA in structuring managed care at risk agreements with national HMOs
  • Represented several secured and unsecured creditors in the Chapter 11 proceedings of at least six assisted living facilities and skilled nursing facilities to assist debtor’s counsel in developing confirmed plans of reorganization
  • Represented both Chapter 11 and Chapter 7 trustees in operating and liquidating diagnostic centers, physician professional associations, and various physician practice management companies, including counsel to trustee in liquidation of a multidistrict PPM operating in Miami, New York and Los Angeles
  • Appointed by the U.S. Trustee’s Office as a patient care ombudsman for a skilled nursing home in Sarasota, Florida
  • Committee counsel to multistate upscale restaurant chain
  • Committee counsel to a multisite, state–of–the–art diagnostic center located throughout the state of Florida
  • Committee Counsel to several Time–share Chapter 11 proceedings in Orlando and South Florida
  • Lender counsel to a 216 Unit 30 story Condominium construction development in Miami–Dade County  

Previous Professional Experience

  • Adjunct professor, Nova Southeastern University Shepard Broad College of Law
The following is a selected sampling of matters and is provided for informational purposes only. Past success does not indicate the likelihood of success in any future matter.

Representative Matters 

  • Counsel to Creditors Committee in a critical access hospital in the panhandle of Florida that engaged outside management to defraud third party health insurers of over $200 million dollars through a clinical laboratory scheme
  • Counsel to Creditors Committee of a medium–sized nonprofit community hospital located in Miami–Dade County
  • Counsel to a 300–physician member independent physician association (IPA) involved in litigation with local Miami–Dade County health maintenance organization
  • Representation of same IPA in structuring managed care at risk agreements with national HMOs
  • Represented several secured and unsecured creditors in the Chapter 11 proceedings of at least six assisted living facilities and skilled nursing facilities to assist debtor’s counsel in developing confirmed plans of reorganization
  • Represented both Chapter 11 and Chapter 7 trustees in operating and liquidating diagnostic centers, physician professional associations, and various physician practice management companies, including counsel to trustee in liquidation of a multidistrict PPM operating in Miami, New York and Los Angeles
  • Appointed by the U.S. Trustee’s Office as a patient care ombudsman for a skilled nursing home in Sarasota, Florida
  • Committee counsel to multistate upscale restaurant chain
  • Committee counsel to a multisite, state–of–the–art diagnostic center located throughout the state of Florida
  • Committee Counsel to several Time–share Chapter 11 proceedings in Orlando and South Florida
  • Lender counsel to a 216 Unit 30 story Condominium construction development in Miami–Dade County  

Previous Professional Experience

  • Adjunct professor, Nova Southeastern University Shepard Broad College of Law

Media

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Recognitions

The bar rules of some states require that the standards for an attorney's inclusion in certain public accolades or recognitions be provided. When such accolades or recognitions are listed, a hyperlink is provided that leads to a description of the respective selection methodology.

Professional Activities

  • Member, American Bankruptcy Institute, Committee on Health Care Insolvency
  • Member, American Health Lawyers Association
  • Member, Florida Fiduciary Forum
  • Former Director, Bankruptcy Bar Association of the Southern District of Florida
  • Member, Bankruptcy LLM Faculty Advisory Board of St. John’s University School of Law, New York
  • Member, Advisory Board of the ABI’s Annual Alexander L. Paskay Bankruptcy Seminar in Tampa
  • Member, Advisory Board of the ABI Caribbean Conference
  • Member, Advisory Board of the ABI Healthcare Symposium

Community

  • Board of Directors, Boys & Girls Clubs of Broward County

Frank’s practice is devoted to a wide range of insolvency matters, including representation of corporate and consumer clients in complex workouts, bankruptcies, assignment for the benefit of creditors and receiverships. He has also represented creditor's committees and Chapter 11 and 7 trustees. Additionally, his practice encompasses both the prosecution and defense of all... forms of complex bankruptcy litigation, including preference, fraudulent transfers, and contested personal injury claim matters.

Over the last several years, Frank represented a significant bank syndication that had a secured claim against one of the largest Florida-based HMOs. The parent company operated Medicare Advantage HMOs and PFFSs in Florida, Texas, and Nevada. The company generated over a billion dollars in revenue. His representation of the bank group produced a significant recovery, and funds are still being recovered through various sources including state receivers and a liquidating trustee in bankruptcy court.

Prior to practicing law, he spent 18 years in the healthcare industry, successfully starting up, managing, and operating various public companies involved in home health care and physician group practices. His experience in healthcare businesses has provided numerous opportunities to represent trustees and committees in hospitals, skilled and assisted living nursing homes, diagnostic centers, and group practice, as well as appointments as Patient Care Ombudsman for determining quality of care in skilled nursing homes (SNF’s) for bankruptcy courts. 

Recently, prompted by inquiries from numerous healthcare lawyers, Frank became a Supreme Court of Florida Certified Circuit Court Mediator allowing him to perform circuit court mediation in all 20 judicial circuits in the State of Florida as well as non-court appointed arbitration proceedings.  Such certification though not required allows Frank improved access to Federal Bankruptcy and District Courts throughout the country that need healthcare expertise for mediation and arbitration purposes.

Experience

The following is a selected sampling of matters and is provided for informational purposes only. Past success does not indicate the likelihood of success in any future matter.

Representative Matters 

  • Counsel to Creditors Committee in a critical access hospital in the panhandle of Florida that engaged outside management to defraud third party health insurers of over $200 million dollars through a clinical laboratory scheme
  • Counsel to Creditors Committee of a medium–sized nonprofit community hospital located in Miami–Dade County
  • Counsel to a 300–physician member independent physician association (IPA) involved in litigation with local Miami–Dade County health maintenance organization
  • Representation of same IPA in structuring managed care at risk agreements with national HMOs
  • Represented several secured and unsecured creditors in the Chapter 11 proceedings of at least six assisted living facilities and skilled nursing facilities to assist debtor’s counsel in developing confirmed plans of reorganization
  • Represented both Chapter 11 and Chapter 7 trustees in operating and liquidating diagnostic centers, physician professional associations, and various physician practice management companies, including counsel to trustee in liquidation of a multidistrict PPM operating in Miami, New York and Los Angeles
  • Appointed by the U.S. Trustee’s Office as a patient care ombudsman for a skilled nursing home in Sarasota, Florida
  • Committee counsel to multistate upscale restaurant chain
  • Committee counsel to a multisite, state–of–the–art diagnostic center located throughout the state of Florida
  • Committee Counsel to several Time–share Chapter 11 proceedings in Orlando and South Florida
  • Lender counsel to a 216 Unit 30 story Condominium construction development in Miami–Dade County  

Previous Professional Experience

  • Adjunct professor, Nova Southeastern University Shepard Broad College of Law

Education

  • Nova Southeastern University Shepard Broad College of Law, JD, with honors (1991)
  • University of Cincinnati, BS, Economics (1970)

Admissions

  • Florida
  • U.S. Court of Appeals for the Eleventh Circuit
  • U.S. District Court for the Middle District of Florida
  • U.S. District Court for the Northern District of Florida
  • U.S. District Court for the Southern District of Florida
  • U.S. District Court for the Western District of Tennessee

Practice Areas

The bar rules of some states require that the standards for an attorney's inclusion in certain public accolades or recognitions be provided. When such accolades or recognitions are listed, a hyperlink is provided that leads to a description of the respective selection methodology.

  • Member, American Bankruptcy Institute, Committee on Health Care Insolvency
  • Member, American Health Lawyers Association
  • Member, Florida Fiduciary Forum
  • Former Director, Bankruptcy Bar Association of the Southern District of Florida
  • Member, Bankruptcy LLM Faculty Advisory Board of St. John’s University School of Law, New York
  • Member, Advisory Board of the ABI’s Annual Alexander L. Paskay Bankruptcy Seminar in Tampa
  • Member, Advisory Board of the ABI Caribbean Conference
  • Member, Advisory Board of the ABI Healthcare Symposium
  • Board of Directors, Boys & Girls Clubs of Broward County