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Insights

Spring 2021

WVCCPA 2021...What is, What was, and What is Yet to Come

By Randall L. Saunders, Jonah Samples

The DTCWV Defender

The West Virginia Consumer Credit and Protection Act (“WVCCPA”), which stood largely unchanged for roughly half a century, has been amended significantly in recent years. While this past year has been unpredictable to say the least, the West Virginia Legislature gave us the gift of normalcy when it chose to amend the WVCCPA this past legislative session for the seventh time in as many years. There is no question the Act’s enacted amendments will once again result in significant changes to litigation under the WVCCPA. However, proposals that ultimately did not reach the finish line will also be important to consider as we look to the future of the Act and the amendments that may be coming down the road in future legislative sessions.