National Healthcare Law

Healthcare Finance and Lending

Nelson Mullins’ Finance and Lending practice focuses on the representation of banks, finance companies, insurance companies, small business investment companies and other lenders in all aspects of healthcare, real estate, corporate and commercial lending. We have significant experience on both the borrower’s and lender’s side. This work includes:

  • Extensive transactional lending experience on a national basis, including syndicated finance (both broad syndications and club deals)
  • Senior, Second Lien and Mezzanine Lending
    • Syndicated Finance
    • Single Bank Lending
    • Asset-Based Lending
    • Cash Flow Lending
    • Acquisition Finance
  • Recapitalizations
  • Troubled Debt Workouts and Restructurings
  • Debtor-in-Possession Financings
  • Project Finance
  • Equipment Finance
  • Real Estate Finance

Nelson Mullins’ Healthcare Finance and Lending Practice has the advantage of industry specific focus with broad-based experience in finance and secured transactions. We represent financial institutions in financing transactions to healthcare companies across the full spectrum of the healthcare industry, including healthcare technology companies, acute-care hospitals, healthcare staffing companies, ambulatory surgery centers, specialty hospitals, adult day care companies, diagnostic imaging centers, dialysis centers, durable medical equipment suppliers, rehabilitation and therapy centers, nursing and assisted living facilities, home care agencies and others.

Attorneys specializing in Healthcare Finance and Lending at Nelson Mullins possess a unique skill-set that combines the comprehensive knowledge of healthcare regulatory matters with skills and experience in structuring, negotiating, counseling and documenting asset-based, cash-flow and real estate finance transactions. Our attorneys have counseled and led clients through an extensive array of healthcare credit facilities in a manner designed to comport with regulatory restrictions imposed upon particular healthcare providers and the practical realities of the applicable licensing, accreditation and reimbursement environment.

Nelson Mullins attorneys partner with clients early in the underwriting process to assist in shaping the terms of the financing transactions, including financial covenants, restrictive covenants, and the parameters of the collateral package. An in-depth understanding of the ebb and flow of the underwriting process enables our attorneys to work within flat fee and tiered billing structures and to negotiate in a focused manner that bring deals to closure in an efficient timeframe.

In an industry where familiarity with standard forms, processes and personalities is critical to a successful and cost-effective transaction, our attorneys have worked with most of the major middle market healthcare finance lenders and are facile with their form documentation and pressure points.