• South Carolina
  • United States District Court for the District of South Carolina
  • United States Court of Appeals for the Fourth Circuit
  • Supreme Court of the United States

Carmen Harper Thomas

T: 803.255.9385
F: 803.255.5932
Meridian, 17th Floor
1320 Main Street
Columbia, SC 29201

Carmen Harper Thomas is a partner of Nelson Mullins Riley & Scarborough LLP who practices in Columbia in business litigation.


  • Litigation and client projects addressing a variety of specific financial services issues, including the following:
    • Dodd-Frank Act, including loan originator compensation provisions
    • Equal Credit Opportunity Act
    • Fair Credit Reporting Act
    • Fair Debt Collection Practices Act
    • Telephone Consumer Protection Act
    • Federal SAFE Act and South Carolina’s implementing statute
    • Home Affordable Modification Program and South Carolina’s Supreme Court orders addressing the program
    • Mortgage foreclosure and documentation issues
    • Real Estate Settlement Procedures Act
    • Taxation and cancellation of indebtedness
    • Truth in Lending Act
    • South Carolina Consumer Protection Code
    • Uniform Commercial Code
    • Creditor issues in bankruptcy proceedings
  • Representing businesses in employment matters, including the following:
    • Misappropriation of trade secrets, especially involving technology
    • Title VII
    • Family and Medical Leave Act
    • Other state law employment-related claims
  • Defending entities in cases regarding the scope of the practice of law, including the intersection of law and technology
  • Defending businesses in state- and nation-wide class actions in state and federal courts in South Carolina, Arkansas, and Tennessee
  • Negotiating and representing clients with disputes involving the public sector, including state agencies
  • Resolving disputes regarding utility rates and other energy issues

Awards and Honors

  • South Carolina Super Lawyers Rising Star, Banking (2013-2014)
  • South Carolina Bar Leadership Academy (2012)

Previous Professional Experience

  • Law clerk, S.C. Senate Judiciary Committee
  • Planning Manager, S.C. Department of Commerce
    • Developed annual plans for federal funding used for statewide economic development, infrastructure, community facilities, and housing development and rehabilitation projects