• South Carolina
  • United States District Court, District of South Carolina
  • United States Bankruptcy Court, District of South Carolina
  • United States Court of Appeals for the Fourth Circuit
  • Supreme Court of the United States

Carmen Harper Thomas

T: 803.255.9385
F: 803.255.5932
Meridian, 17th Floor
1320 Main Street
Columbia, SC 29201

Carmen Harper Thomas is a partner of Nelson Mullins Riley & Scarborough LLP who practices in Columbia in business litigation, focusing on disputes involving financial services, innovative business models, and technology and legal services.


  • Litigation and client projects addressing a variety of financial services issues, including the following: 
    • Fair Debt Collection Practices Act
    • Telephone Consumer Protection Act
    • Fair Credit Reporting Act
    • Real Estate Settlement Procedures Act
    • Truth in Lending Act
    • South Carolina Consumer Protection Code, including the Attorney and Insurance Preference Statute
    • Uniform Commercial Code and negotiable instruments
    • Federal and South Carolina SAFE Acts
    • Federal and state loss mitigation programs
    • Mortgage foreclosure and documentation issues
    • Taxation and cancellation of indebtedness
    • Creditor issues in bankruptcy
  • Representing businesses in protecting trade secrets and proprietary information especially involving technology
  • Defending innovative businesses in matters addressing conflicts between their business models and current legal and regulatory frameworks
  • Defending entities in cases regarding the scope of the practice of law, including the intersection of legal services and technology
  • Negotiating and representing clients with disputes involving the public sector, including state regulatory agencies
  • Resolving disputes regarding utility rates and other energy issues
  • Defending businesses in state- and nation-wide class actions in state and federal courts

Awards and Honors

Previous Professional Experience

  • Law clerk, S.C. Senate Judiciary Committee
  • Planning Manager, S.C. Department of Commerce
    • Developed annual plans for federal funding used for statewide economic development, infrastructure, community facilities, and housing development and rehabilitation projects